Products

Life Insurance: A life insurance policy is an effective way to protect your family's lifestyle and future, and we offer several different types of life insurance that can be tailored to your unique needs. Some provide temporary protection for shorter-term needs, while others are best for long-term or permanent protection. Permanent life insurance policies can even provide a cash value that may grow tax-deferred over time. Your cash value can be accessed to help supplement your retirement income when your protection needs decrease later in life, or for any other major life event need such as paying for a child's college expenses*. Explore the versatility of life insurance and what it can do for you and your loved ones.

Long-term Care Insurance: Going through life may require a little help along the way. So if you're planning ahead, long-term care insurance may help protect you or a family member's future and help preserve the assets you've worked so hard to build.

Individual Disability Insurance: Your ability to earn an income is probably your most valuable asset. A foundation of any sound financial strategy is having protection of a portion of the income that might be lost if an injury or sickness prevented you from working.

Income Annuities: Preparing for retirement is easier with the help of guaranteed income annuity products1. You can select an immediate annuity which starts paying income right away (usually within 12 months) and will continue doing so for the rest of your life, or a deferred income annuity which allows you to put money away now for lifetime income payments that start when you need them in the future2. Either way, you can rest easy knowing you'll always have a steady income stream when you need it most.

Investments#: We offer products and services to help you develop a sound, long-term investment strategy. You can choose from over 2,500 mutual funds, self-directed, tax-deferred Individual Retirement Accounts (IRAs) and 529 college savings plans. We also offer products to fund employer-sponsored retirement plans for companies of all sizes, ranging from SIMPLE IRAs to full-service defined contribution and defined benefit plans.

Other Products: We have established relationship with other carriers and can supply you with information on individual and group health insurance products. If we don’t offer it, chances are we can still assist you.

To learn more about our products and services, feel free to give us a call or request a free consultation. We’ll be happy to answer all your questions and make recommendations based on your specific situation.

* Accessing cash value will reduce the available cash surrender value and death benefit of the policy.
1 Guarantees are backed by the claims paying ability of the issuer.
-2 Early withdrawals may incur charges. In addition to paying income taxes that may be due, distributions from annuities before 59 ½ may also be subject to a 10% federal tax penalty.
# Securities products and services are offered by properly licensed registered representatives through NYLIFE Securities LLC (Member FINRA/SIPC), a Licensed Insurance Agency and a New York Life Company.